More money, more life, and less stress…

Work–life balance is about creating supportive, healthy workplaces for employees so they can better integrate their work and personal responsibilities. Employers who embrace work–life balance programs attract and retain quality staff who have a greater commitment and loyalty.

Employees with a greater sense of control over their personal finances tend to waste less time and are more productive: employees with disorganised personal finances can waste a great deal of time worrying about money, and on the telephone and the Internet establishing account balances and making various credit applications. Disorganised finances also have an adverse emotional impact that can lead to mild levels of depression, and consequently lower levels of productivity.

Knowledge of financial products, savvy saving and investment techniques, and planning for the future are all necessary – rather than relying on compulsory superannuation contributions and the age pension. Keep in mind the age pension may only exist in a nominal form for people who are more than ten years from retirement.

Taking control of our financial situation will go a long way to ensuring a well-managed future in retirement and peace of mind now.

Now, more than ever, individuals are being encouraged to take greater responsibility for their own financial futures. Those who achieve financial success will be those who take the responsibility to become educated and informed about personal financial and investment matters. This knowledge will give them greater control and independence, and help them build and manage their wealth successfully.

Employees who understand the connection between their own financial security and success, and the success of the organisation, will show greater levels of motivation and commitment, and have greater organisational loyalty.

Our programs can have an immediate impact on the bottom line of the organisation ­ from more efficient use of resources, higher productivity, and less wastage.

Why run a financial literacy program?

An EOC benefit

When asked what they would like to achieve from financial planning, most people answer with general goals such as achieving financial security or financial independence.

The first step in personal financial planning is for people to control their day-to-day financial affairs so that they can to do the things that bring them satisfaction and enjoyment.

Remember that the level of income people receive from working is the result of many things – the type of job they have, how hard they work, their money skills, and the resources they can access.

Achieving the balance

Financial security is not just good luck. This program provides management and staff with:

• independent advice and industry-based training
• empowerment over personal finances
• retention strategies for older workers
• information on economic and social benefits for both the company and staff
• lower rates of absenteeism due to less stress

Life’s Events

The Financial and Consumer Checklist

How to find lost super

Super Calculator

Money tips